Crosshub’s B-Pay Breaks Borders with Seamless ID and Cost Tech

Vacationers, distant staff, and international app customers continuously encounter difficulties with verification and fee when overseas. Every nation has its personal identification programs—corresponding to driver’s licenses, nationwide IDs, and resident registrations—that don’t match globally. Monetary and native apps usually reject foreign-issued playing cards or require native registration, inflicting friction and limiting entry to in any other case nice providers.

Crosshub’s flagship product, B‑Pay, tackles this core challenge head-on by eliminating friction in each identification verification and fee. Constructed on IDBlock, the system facilities authentication round universally acknowledged passports, sidestepping numerous nationwide ID programs and their inconsistencies

B‑Pay and IDBlock streamline onboarding and funds right into a single API movement. With these, app customers scan their passports utilizing Optical Character Recognition (OCR) and ensure their identification by way of selfie-based facial recognition. IDBlock leverages a Self-Sovereign Identification (SSI) structure and Zero-Information Proofs (ZKP) to confirm identification whereas disclosing minimal information, assembly or beating international privateness requirements like GDPR and CCPA

From right here, B‑Pay securely connects the person to native fee programs within the vacation spot nation. Whether or not paying for rideshares, ordering supply, or reserving lodging, customers can work together with native apps utilizing their foreign-issued card, facilitated seamlessly by the platform’s cross-border infrastructure. This can be a quite common challenge for vacationers to Southeast Asia.

B‑Pay’s interface has been fastidiously crafted to work throughout cultures. It makes use of easy, icon-based navigation and localized layouts, minimizing textual content dependency. The app contains accessibility options corresponding to darkish mode and shade‑blind assist, making certain broad usability. The design works nicely as a result of it focuses on common visible cues and reduces friction.

At the moment, foreigners usually depend on money, foreign money change, or enrolling in native fee apps, which continuously require nationwide ID numbers, native cellphone numbers, or home financial institution accounts. Even extensively used financial institution playing cards will not be accepted on native providers. Verifying identification remotely can take days, notably if involving native banks or bodily doc checks.

In distinction, B‑Pay neatly bypasses these hurdles. Since practically each nation permits passport-based identification for vacationers, IDBlock leverages this international consistency to allow real-time entry to native providers. Integration with fee platforms like Momo in Vietnam, Stripe globally, and others underpins its attain and effectiveness

Crosshub launched in 2024 with robust institutional assist. It’s backed by Korea’s Ministry of SMEs and Startups and has present partnerships with Thales, Stripe, and native tremendous‑apps in Korea. As of mid-2025, the corporate is conducting proofs of idea with banks and providers that focus on assist for abroad residents and international vacationers. They just lately opened a Tokyo department and plan to open a Singapore department later in 2025.

B‑Pay and IDBlock collectively provide a scalable, privateness‑respecting method to make “native” providers obtainable to anybody, wherever. In impact, it shrinks borders: a traveler can use international apps with minimal fuss, a digital nomad can entry native providers with out leaving a paper path, and repair suppliers can open themselves to a global person base with out compliance complications.

With international journey and distant work on the rise, the demand for actually international fee options is rising quickly. Crosshub is positioned to make international digital providers extra accessible than ever earlier than, which is a big market.

At CES 2026, Crosshub will showcase B‑Pay and IDBlock. The corporate goals to increase its international partnerships for its API-driven SaaS platform, concentrating on journey, fintech, and e-commerce markets.

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